Our Approach

Process | Invest | Retire | Legacy

Independent RIA

Our Wealth Management Process

We approach each new relationship with a consultative process. This allows us to have an open dialogue in which we learn about every client's values and goals while working with them to tailor a plan to help achieve them.

Discovery Meeting

Our detailed planning process begins with our Discovery Meeting. This meeting allows us to completely understand each client's personal and financial situation, objectives, comfort level with risk and time horizon for achieving goals. This deep understanding allows us to:

  • Create customized investment portfolios
  • Help minimize tax liabilities inside and outside of client portfolios
  • Advise clients on estate planning with the assistance of our expert partners
  • Advise on tax-efficient, impactful philanthropic strategies.
  • Analyze existing risk mitigation and insurance strategies.
  • Review existing debt and liability structures to determine if better options can be utilized.

Investment Plan Meeting

Based on the information gathered at our Discovery Meeting, we tailor an investment plan for each client that is broadly diversified and based on established facts and real evidence. Better yet, we take the time to help you understand the logic and evidence behind our investment approach so you have confidence in your financial future.

Wealth Management Planning

An investment plan is just one part of the big picture. We recognize that no client's financial life is one-dimensional. Using our deep expertise in wealth enhancement, tax management, risk mitigation and other areas, we coordinate all the elements of your financial life in order to help you reach your most important goals and achieve peace of mind.

Relationship Management

A major key to your financial success is having a team of financial experts working together with Grecu Capital Management as your personal CFO. We work alongside your existing professionals such as CPAs, estate attorneys and insurance advisors to deliver the best comprehensive solutions and help you achieve your goals.

Investment Management

Successful investment management starts with discipline. It is the cornerstone of your financial future. We manage your assets as if they were our own. We work to achieve our clients goals through appropriate growth and income, but also have a finite focus on risk and all of the competing forces that can impact a portfolio over time. Through extensive research, tactical allocation, and focused risk modeling and management, our portfolios help clients stick with their plan and achieve their long-term goals.
  • Custom Portfolios
  • Science, Not Guesswork
  • Expertise Matters
  • Discipline and Flexibility
  • Long-Term Focus
  • Limited Taxes

Dimensional Fund Advisors

Unlike traditional index strategies, Dimensional Fund Advisors (DFA) uses data-driven models pioneered by Nobel laureates and leading financial economists to beat traditional benchmarks like the S&P 500. In fact, over the past 20 years, almost 90% of DFA's stock and bond strategies have topped their benchmarks, and DFA's stock funds have outperformed 70% of peers.

The secret? Applying insights from financial science - not guesswork or hunches. For more than 30 years, DFA has pursued the dimensions of higher expected returns through advanced portfolio design, management and trading. DFA's investment approach is grounded in economic theory and backed by decades of empirical data. DFA's enduring philosophy, deep working relationships with the academic community and unique view of the markets have helped clients pursue higher expected returns without having to worry about the latest headlines.

Our clients can have peace of mind knowing that a transparent process backed by decades of research is powering every decision.

Retirement Planning

Financing retirement has become increasingly complex and can cause unnecessary anxiety, especially for those who plan to access their retirement assets in the next several years. An array of investment options, combined with fluctuating interest and inflation rates and other variables, make it difficult to determine how much you will need, where you should invest, and to whom to turn for assistance.

The complex tax and legislative environment surrounding retirement planning only compounds the confusion. With qualified plans, such as IRA, pension, profit sharing, and 401(k) plans, the timing and amount of withdrawals are critical in order to avoid additional tax penalties. And if you have accumulated significant qualified plan assets, you may face additional problems, such as the "Double Tax Dilemma," where the government can tax these assets twice.

Legacy

Discovery Meeting: This is where we get to know you, your family, your hopes and your dreams. In short: What’s meaningful to you, now and in the future.

Investment Plan Meeting: Based on the information we gathered at our Initial Meeting, we’ll share our analysis and recommendations—and show you how we’re different.

Mutual Commitment Meeting: Feel like ASI is a good fit? Let’s make it official. At this meeting, we’ll move forward with our professional relationship.

Follow-Up Meeting: We’ll help you organize the paperwork you received, explain our statements and reports, and make sure you’re good to go on all aspects of this great new relationship.

Wealth Management Plan: This is where we go from recommendation to reality. Based on our initial analyses, we’ll create a comprehensive evaluation, offer strategies for Wealth Enhancement, Wealth Transfer, Asset Protection and Charitable Giving, then share with you for your review.

Regular Progress Meetings: It’s hard to know if you’re moving forward without regular progress reports. We’re always available to chat about your investments, but we also schedule quarterly meetings to review changes in your personal or financial life and make adjustments to your Wealth Management Plan as needed. Life changes. Your Wealth Management Plan should, too.

Let's begin.

Complimentary "Get Acquainted" Meeting

Independent RIA

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