Advisory Services are offered through Grecu Capital Management, Inc. (GCM). GCM does not render or offer to render personalized investment advice or financial planning advice through this web site.

Advice can only be rendered after the following conditions are met:

1. Registration of the Advisor in the client's state of residence.
2. Delivery of a disclosure statement by the Advisor to the client.
3. Execution of an Investment Advisory and or Financial Planning agreement between the client and the advisor.
4. Initial payment of the planning fee or investment advisory fee by the client to the advisor.

The information in this web site is based on data gathered from what the Advisor believes are reliable sources. It is not guaranteed as to accuracy, and does not purport to be complete and is not intended as the primary basis for investment decisions. It should also not be construed as advice meeting the particular investment needs of any investor. Any investments or strategies suggested may or may not be suitable for all investors.

Grecu Capital Management, Inc.'s primary client goal is to protect your privacy.

To conduct regular business, we may collect nonpublic personal information from sources such as:

• Information reported by you on applications or other forms you provide to us
• Information about your transactions with us, our affiliates, or others

As GCM shares nonpublic information solely to service our client accounts, we do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

Information Safeguarding

GCM will internally safeguard your nonpublic personal information by restricting access to only those employees who provide products or services to you or those who need access to your information to service your account. In addition, we will maintain physical, electronic and procedural safeguards that meet federal and/or state standards to guard your nonpublic personal information.

The information in this web site is based on data gathered from what the Advisor believes are reliable sources. It is not guaranteed as to accuracy, and does not purport to be complete and is not intended as the primary basis for investment decisions. It should also not be construed as advice meeting the particular investment needs of any investor. Any investments or strategies suggested may or may not be suitable for all investors.